2005년 11월 03일
Robert Kiyosaki: Make Money Work for You (Mar, 2005)
LORRAINE HAHN, Host: Welcome to Talk Asia. I’m Lorraine Hahn. Most people worry about how to make ends meet. Well, our guest Robert Kiyosaki is doing what he can to change that. In his debut book, Rich Dad Poor Dad, he used semi-autobiographical anecdotes to showcase how a nine-to-five job does not necessarily guarantee security, and gave examples of how he learned to make money work for him. Different Education From Two Dads
So let’s get some insights from the man himself. Robert, thank you very much for coming here and stopping by. I’m so interested to find out really, really why do you think Rich Dad Poor Dad created such a storm?
ROBERT KIYOSAKI, Author of Rich Dad Poor Dad: Well, I think it’s controversial, first of all, because my “poor dad” was, you know, a Ph.D., head of education, candidate for lieutenant governor as a Republican in Hawaii.
HAHN: Ouch!
KIYOSAKI: Yeah, he always said the same things that most of us have heard, “Go to school, get good grades, get a job, work hard, get out of debt, save money and buy a house.”
And as we know in America today, that’s not the formula. And my “rich dad” was my best friend’s father, also from Hawaii, and he taught me how to have money work hard for me so I didn’t have to be a hard working man like my poor dad.
It’s a true story. My rich dad began teaching his son and me when I was just nine years old, growing up in Hawaii. And it was really tough as a kid because here is one dad saying “Go to school and get good grades and get a job,” and here’s my rich dad saying “You won’t get rich that way.” And “You have to start your own companies and learn to invest in real estate and then learn how to take companies public through an IPO.”
So the education was completely different from my poor dad and my rich dad. I think that’s why today we have such a gap between the rich, the middle class and the poor.
Writing Real Life Experiences
HAHN: Some of your critics would argue, though, that some of the situations you’ve written about really could never happen and that, you know, you might be leading some these novice investors on. What do you say to that?
KIYOSAKI: Well, first of all, it takes no experience to be a critic, you know, the world is full of critics and I ask those critics, “Have you sold 20-million copies of a book, so far?” “Are you a multimillionaire?” “Have you taken a company public?” “Have you invested in real estate?”
I think one of the things about Rich Dad Poor Dad, the reason it works, because I’m not writing about “stuff.” I’m not an academic writing about things I’ve never done.
What I write about are real life experiences. You know, I’ve actually taken companies public, I’ve actually busted companies, I’ve actually gone broke. You know, I’ve been in the dirt with everybody else. I’ve had to come up again. So I’m not this academian or some critic who hasn’t done anything with their lives but can sit there and criticize. It takes no experience to criticize.
HAHN: Now with all the training, business, speaking... everything you do, where does the true passion lie for you?
KIYOSAKI: My true passion lies, and I think our school systems need to start teaching young people about money. In America today, more young people declare bankruptcy because of credit cards than graduate from universities.
And every time I talk to schoolteachers, say “Why don’t we teach money in school?” They say “Oh, that’s not important, not important.”
But I’ve never seen a schoolteacher turn down their paycheck yet. You know what I mean? And whether we’re rich or poor, smart or stupid, we’re all going to use money. So why don’t we teach people about money?
Make Mistakes to Get Ahead
HANH: What has been your best investment advice?
KIYOSAKI: My best investment advice was from my rich dad, was to make mistakes. He said that, “If you want to get ahead, you have to make more mistakes than your competition.” I mean, most people, their culture is... I don’t care where you are around the world, the educated sort of think mistakes are bad.
But if you look at the way we’ve truly learned, we learn by making mistakes. I learned to walk, you learned to walk by falling down, standing up. I learned to ride a bicycle by falling down, standing up. I learned to be a pilot by going down a couple of times and coming back up again.
So we learn by trial and error except our families and our school systems teach us that mistakes are bad. Whereas if you look at it, the reason people are not successful is they haven’t made enough mistakes yet.
HAHN: What is your main message to people when you address them?
KIYOSAKI: I think that money is a very important subject. You know, when somebody says “Money is not that important.” or the best one is “Money doesn’t make you happy,” I said “You must be a very unhappy person.” Because, I’m happier when I have all the money I want.
And money buys my lifestyle. It buys my freedom. I can travel the world. I can work if I don’t work. So, I think it’s to be more honest with yourself about your relationship with money.
I think the worst thing of all is people who hoard money. You know, they save, save, save, save, save... they live below their means, they live cheap. So they actually make money a god to them. They worship their bank account. And I’m going... Why would you want to live below your means?
HAHN: Well, we appreciate your coming by and sharing that with us.
KIYOSAKI: Thank you.
HAHN: Investor, entrepreneur, educator and author Robert Kiyosaki.
# by sharine | 2005/11/03 01:49 | 트랙백 | 핑백(1) | 덧글(0)
